Some people don’t get highs from beating other people. … Campaign style playing with others isn’t AS bad, though.

That’s fine, I can understand that. And it definitely helps to play with people you trust. I’m just saying you take a bigger risk with random people, and sometimes you find something unique you wouldn’t otherwise find.

PVP sucks. There are always people willing to spend more money than I am on a game.

PVP games aren’t inherently pay to win. I share your dislike if it comes to that. It must be an even playing field to be enjoyable.