Assuming I have a time horizon >10 years.

Edit: thanks for all the replies!!

  • @Kayday
    link
    14 hours ago

    Correct, but thankfully that won’t be a surprise since it is evident when you are enrolling. It’s up to each pet owner to decide if that’s worth it.

    In our case, a few hundred dollars per year to make ER visits financially bearable is a good value.