Debt collectors pay to send you SMS messages, around $.003-$.01 it doesn’t sound like alot but trust me it adds up. They pay the same rate for incoming SMS and even more for MMS. So this holiday season, instead of blocking why not sign their numbers up for every spam SMS under the sun?

Happy Holidays!

  • @JollyllamaOP
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    16 days ago

    This is bad advice and assumes the collection agency is not an absolute piece of shit. Often you can get very low settlements out of the scummy collectors but in my experience many of the debts they harass people over are paid off, settled or otherwise non collectible. “That’s illegal” they really don’t care and will try their hardest to convince you that you still owe them money until you pay or take legal action.