I have always been a paper towel and warm area kind of person, but Puckerbutt goes in a different direction with a tea soak and then planting in soiless medium until they sprout. I don’t really have the luxury of planting seeds that may never sprout in my limited space so I am thinking of sticking with the paper towel method.
To combat molding, and because the seeds need air. It does mean that you have to monitor them more closely though, since they’ll dry out faster.