Yes, forgiving student loans can realistically only be a one time fix, but:

— most of these are for a previously existing forgiveness program that was managed so poorly no one could qualify

— halting payments as part of COViD relief while continuing to accrue interest means that some people are getting hit with ballooning payments after year of none

But of course the real problem is how to get college education costs back under control. They have been going up much faster than inflation for decades, making a good education much harder to afford than for the rich devious generation

— a big part of this is reduced state spending on education, so public school costs go up as fast as private. States need to start investing more in public universities again. Top tier private schools will always command any price but most private schools would need to compete if public universities were affordable

— some states are starting to offer some amount of college free