In a parallel universe, traffic engineering in the US has turned a corner, and we're starting to see street designs that prioritize walking, biking, and tran...
There are little to no consequences from the police. If the person has money or assets, you can sue them in civil court for basically any amount you can justify in a case, but you’ll still need around $100k in liquid cash just to get the chance at that. The person’s insurance will basically try to write you a check for the drivers full policy at your earliest convenience, but in a serious crash, this isn’t even a decent down payment on the hospital bill. Not to mention, you probably have a case against them for under insuring the driver if they had any prior record, at which point the insurance company is on the hook for a lot more. Any way around it, you’re not getting anything unless you have the money to front the legal experts and attorney in a case. It is all designed so that poor people get nothing.
There are little to no consequences from the police. If the person has money or assets, you can sue them in civil court for basically any amount you can justify in a case, but you’ll still need around $100k in liquid cash just to get the chance at that. The person’s insurance will basically try to write you a check for the drivers full policy at your earliest convenience, but in a serious crash, this isn’t even a decent down payment on the hospital bill. Not to mention, you probably have a case against them for under insuring the driver if they had any prior record, at which point the insurance company is on the hook for a lot more. Any way around it, you’re not getting anything unless you have the money to front the legal experts and attorney in a case. It is all designed so that poor people get nothing.