At CNBC Make It, we want to help you get smarter about how you earn, save and spend your money.

With a focus on success, money, work and life, we provide information and inspiration to navigate your big financial firsts: from landing your dream job, to starting a business, to investing in your future and leading a rich life.

Children of the wealthy don’t need to “get smarter” to “make it”. Also, pretty sure they can afford homes. I really don’t think this article is about them.