It’s because you don’t have any credit history (the co-signed loan doesn’t fully count). Go get a credit card and pay off the full statement balance every month. That will build credit history and account age. DO NOT carry a balance, that incurs interest. Simply pay off the statement balance every month when the bill comes.
It’s because you don’t have any credit history (the co-signed loan doesn’t fully count). Go get a credit card and pay off the full statement balance every month. That will build credit history and account age. DO NOT carry a balance, that incurs interest. Simply pay off the statement balance every month when the bill comes.