• sylver_dragon
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    261 month ago

    The advantage of having officers carry malpractice insurance is the same as it is with doctors. Eventually, the premiums to insure a bad officer get so high, no one is willing to pay them. Or, they simply uninsurable, as no company is willing to take on the risk. It also means there will be a large and politically connected organization (insurance companies) which have a financial interest in collecting data on bad police officers. Sure, that should be the government’s job, but since we know that’s not happening, why not exploit corporate greed for a positive thing?