I joined Monzo for the £10 beermoney, but ended up sticking with them for years now.

Monzo is a highly reputed digital bank ranked as the best in the UK for their services as per independent user survey. Monzo has more than 6 million customers. You can use Monzo debit card when you travel. They don’t charge any fees or exorbitant exchange rate for spending abroad unlike most other banks. The mastercard they provide is accepted worldwide. They are a fully licensed bank with FSCS regulation.

Monzo is my favourite bank and I use it for all my beermoney transactions. Their app is slick. Here is how to get your free £10

Step 1) Accept this invite link and apply for a Monzo Account. You will be sent a cool shiny Monzo Debit Card.

Step 2) Transfer a small amount from another account (say £1) and make your first debit card payment with your brand new Debit Card. For example, you can top up £1 to your Amazon gift balance. You will receive £5 in your account. As simple as that.

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Share your referral link to friends, family and here to get up to £500.

Monzo has both personal and business account. There are three types of personal account: Monzo, Monzo Plus (£5 per month), Monzo Premium(£15 per month). I use the free Monzo personal account.

Ref-link (With £1 bonus)

Non-ref link (No bonus)