IDK man. As the father of a family of 4, 190k a year would be pretty nuts. I’m quite shy of that and we’re all comfy as hell. Multiple vacations per year, birthday parties for the kiddos, a house with a yard and 2 cars.
Does this map assume you need a boat and a summer home to be comfortable.
Tf, how are you getting multiple vacations a year and to where? You may not be at 190k but you’ve gotta be well into the 100k range and have zero bills/debt/etc. Not trying to be an ass about it, that just seems highly unlikely.
I said quite far, but yes, over 100k. As a household maybe around 130? Bought a house after the housing got crazy, still paying student loans off. Those are the biggest bills. Both our cars are paid off and 10+ years old. We’re lucky in that we found a free preschool so our childcare costs are low.
We haven’t been to an all-inclusive or anything, but we flew as a family to the west coast last fall and to DC 6 months prior to that. Just rented a cabin with the family and in-laws for a week about 2 months ago.
Oh God no. Preschool only. Ages 3 to 4. And we only found it for our second kid. For our first one and until the second child was 3, we worked alternating shifts and only saw each other on the weekends. When my wife couldn’t find a job that allowed her to work around my schedule, she stayed home and drove herself crazy.
Childcare until the kids are in school is tough and expensive.
No, a house boat that you use in the summer. Just the list price is $500,000 on average. That is before fees, taxes, fuel, maintenance, etc.
See now why you need to make so much money.
Oh sorry… What you don’t have a houseboat? I am sorry I didn’t realize you were part of the unwashed masses. I am going to have to go now before I catch something.
I’m curious if it takes into account retirement investment guidance?
I know a LOT of people who have essentially decided that they’ll just work until they die. And, while sad, it enables them to live “more comfortablely” than people who are planning to retire, even with less total income.
I’m not from the US, so I have no opinion on the numbers here… Just tossing out a theory around the discrepancy.
Parental wealth is the big factor. a lot of folks are expecting to inherent parental wealth to cover retirement. among the wealth, education, healthcare, and housing are covered by wealthier parents well into adulthood.
IDK man. As the father of a family of 4, 190k a year would be pretty nuts. I’m quite shy of that and we’re all comfy as hell. Multiple vacations per year, birthday parties for the kiddos, a house with a yard and 2 cars.
Does this map assume you need a boat and a summer home to be comfortable.
Tf, how are you getting multiple vacations a year and to where? You may not be at 190k but you’ve gotta be well into the 100k range and have zero bills/debt/etc. Not trying to be an ass about it, that just seems highly unlikely.
I said quite far, but yes, over 100k. As a household maybe around 130? Bought a house after the housing got crazy, still paying student loans off. Those are the biggest bills. Both our cars are paid off and 10+ years old. We’re lucky in that we found a free preschool so our childcare costs are low.
We haven’t been to an all-inclusive or anything, but we flew as a family to the west coast last fall and to DC 6 months prior to that. Just rented a cabin with the family and in-laws for a week about 2 months ago.
IDK man, I feel like we’re pretty well off.
Are you saying you got free daycare, like from 3-months - 4 years? Cause that shit cost me like $300K for 2 kids.
Oh God no. Preschool only. Ages 3 to 4. And we only found it for our second kid. For our first one and until the second child was 3, we worked alternating shifts and only saw each other on the weekends. When my wife couldn’t find a job that allowed her to work around my schedule, she stayed home and drove herself crazy.
Childcare until the kids are in school is tough and expensive.
No, a house boat that you use in the summer. Just the list price is $500,000 on average. That is before fees, taxes, fuel, maintenance, etc.
See now why you need to make so much money.
Oh sorry… What you don’t have a houseboat? I am sorry I didn’t realize you were part of the unwashed masses. I am going to have to go now before I catch something.
I’m curious if it takes into account retirement investment guidance?
I know a LOT of people who have essentially decided that they’ll just work until they die. And, while sad, it enables them to live “more comfortablely” than people who are planning to retire, even with less total income.
I’m not from the US, so I have no opinion on the numbers here… Just tossing out a theory around the discrepancy.
Parental wealth is the big factor. a lot of folks are expecting to inherent parental wealth to cover retirement. among the wealth, education, healthcare, and housing are covered by wealthier parents well into adulthood.