• @SeattleRainOPM
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    17 months ago

    Have you never heard of income taxes?

    • @Godric
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      -27 months ago

      No, never, what are those?

      • @SeattleRainOPM
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        7 months ago

        Also this budge is for a family to live comfortably so 20% of income is saved.

        • @Godric
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          17 months ago

          Mmmmhmmmm, I actually read the little description 50% of 200k is 100k. What family of four is spending 100k a year on necessities?

          • @SeattleRainOPM
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            27 months ago

            Renting a single family home in almost any city can top 40k a year easy. And no, it’s not anything near luxurious.

            • @Godric
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              07 months ago

              Removed by mod

          • @cabron_offsets
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            17 months ago

            In my metro, renting a 3-bed is going to cost minimum 48K/year.

          • @Wwwbdd
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            7 months ago

            No kidding. I picked a random city in Michigan, found a nice house, new build for $390k. Mortgage is 2,652/month, which leaves $75,176 for necessities. Barely $6000/month for food, electricity and the lease on two lexii? That’s not living

            Ok, even if I take out income tax with no tricks to bring it down, take home is 160k. 80k/year on necessities, 48k after housing is taken out. 4000/month for utilities, food, car and gas? There’s no sense breaking down a “comfortable” budget of necessities after that, this whole thing is out to lunch, as far as Petoskey Michigan is concerned