I wanted to start using a budgeting program to better organize my spending/ goals, and basically narrowed it down to 3 --YNAB, Actual and Quicken Simplifi.

I setup a self-hosted instance of Actual and was able to import my spending from my account by exporting from my bank and importing into the app, however this seemed like it might get tedious over time, so I decided to try YNAB.

So far this has been pretty straight forward. I’m still waiting for things to sync up with my linked accounts, but I like it so far. I would try Simplifi but there’s no trial period there; though the graphs and UI make it seem appealing.

Anyone here have any experience with Simplifi/ YNAB, and why might you chose one over the other?

  • @triptrapperEnglish
    5•6 months ago

    I’ve never heard of Simplifi, but I’ve been using YNAB for about 10 years. I don’t know what I would do without it. YNAB is the reason I’ve been able to afford all the things that are important to me - vacations, Christmas presents, dates with my partner, random gifts. It’s so valuable to me I would gladly pay twice the subscription price.

    • @rootOPEnglish
      1•6 months ago

      Great to hear; Sounds like I made the right choice!