Info: I’m European and wish to put most of my savings from my full-time job into stocks similar to S&P 500 and VanEck Semiconductor. I’m also a total newbie in this area, so some beginner tips would be greatly appreciated. :3

  • @shocks
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    5 months ago

    Depends on the exact country, as a local broker will (usually) handle taxes automatically for you. Of course you can do them yourself but in some European countries this could be time consuming and complex.

    • PrivateNoobOP
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      25 months ago

      Hmm I’m from Hungary, that probably doesn’t help that much, but what was your approach in investing your savings via stocks?

      • @shocks
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        15 months ago

        I primarily invest in ETFs instead of individual stocks, stock picking is possible but it’s very difficult and many professionals don’t even manage to outperform the general market over a larger timeframe.

        For ETFs I would recommend you research one for a world index, of course the S&P 500 is a great option that many recommend as well but I personally don’t want to bet on just a single country.

        For brokers, have a look if you can find any that are local to your country, banks also often offer investing services but will typically charge significantly higher fees than an online brokerage (you do get more safety in theory tho with a regulated bank). Alternatively have a look at your tax structure regarding investments and if it is manageable you could go for a broker like IBKR, I cannot personally recommend it as they don’t handle taxes in my country, which are a nightmare, but I have heard many great things about them.