Probably much more than is comfortable to admit but importantly, it was always understood that its gravy and I need to manage my affairs assuming they weren’t in the picture.

Had some slipups but I take it very seriously when I borrowed and would always sweeten the deal by helping out with whatever they needed a hand on and taking care to demonstrate there is an upward trajectory (it wasn’t pissing money down the gutter) and lessons were learned.

I’m really glad for the approach because financial responsibillity was not modelled by the other half and even worse, they used their irresponsibillity with money in combination with abuse to deprive me of control against them and experience in managing that crucial aspect of one’s existence.

My relationships with them is much stronger because its fostered better communication and prevented anything to catastrophic from happening.