Hey, I was wondering if someone needs credit to buy things. People in my family have said I wouldn’t be able to buy a car or a house without credit. But if I’m saving up cash to pay for things outright, do I really need credit?
Note: I’m sorry if this is the wrong place to ask.
Even renting a place these days requires a credit check. So unfortunately, yes.
That is somewhat annoying like why can’t someone just make enough but understandable 🥲