I wonder how much of that is because Florida has way more than a normal percentage of retirees, and the 401k’s (for the people who have them) are recovering nicely this year. A lot of retirees didn’t save much, so are struggling as much as anyone, but a non-trivial number were able to plan for retirement and are doing okay now, so they’re still able to pay the higher costs that some others aren’t. Plus, after a certain age, there isn’t as much incentive to hold off on purchases.