Heavy question, I know. This is not intended to be political, please leave “taxes/government evil” out of it, I’m interested in a pragmatic view.
Infamously the US has mostly private health care, but we also have Medicare and -aid, the ACA, and the VA.
Most other nations have socialized health care in some format. Some of them have the option to have additional care or reject public care and go fully private.
Realistically, what are the experiences with your country’s health care? Not what you heard, not what you saw in a meme, not your “OMG never flying this airline again” story that is the exception while millions successfully complete uneventful and safe journey story. I’m also not interested in “omg so-and-so died waiting for a test/specialist/whatever”. All systems have failures. All systems have waits for specialists unless you’re wealthy, and wealth knows no borders. All systems do their best to make sure serious cases get seen. It doesn’t always work, but as a rule they don’t want people dying while waiting.
Are the costs in taxes, paycheck withholding (because some people pay for social health care out of paychecks but don’t call it a tax), and private insurance costs worth it to you?
I care very much. Please read everything I wrote. The system is broken, and we need to fix it. In the meantime, since we must live within the broken system, it is wise to do a thorough cost/benefit analysis before accepting any job. Not everyone can do that, but some can.
We play pretty conservative baseball when it comes to personal finances. We have a smaller house further from the city than my wife’s peers at work. We buy cars that meet our needs, but our wants are frequently compromised in search of the lowest total cost of ownership. We make no major purchases without real research first. Our kids have not been to Disney, but they will hopefully be able to go to the college of their choice without a mountain of debt when the time comes.
We are very lucky, but most people that merch our income are not actually in as stable a place as we are. That stability comes from good decisions.