• ArchRecord
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    fedilink
    136 months ago

    The site is OptOutPrescreen, by the way!

    It’s not a federal website, it’s a “joint venture among Equifax Information Services, LLC, Experian Information Solutions, Inc., Innovis Data Solutions, Inc., and TransUnion, LLC (collectively the “Consumer Credit Reporting Companies”).”

    So it’s not technically government-enforced in any way, but the credit bureaus just kind of decide to honor it to be… nice?

    • @[email protected]
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      26 months ago

      Yeah, those are the details!

      It does actually work, and I assume it’s entirely because of what the other reply said

      Capitalism is shit, hopefully more people can learn about this because it IS nice, even more hopefully the law gets changed to end it