cross-posted from: https://lemmy.zip/post/434525
Archived version: https://archive.ph/M2Qe1
Archived version: https://web.archive.org/web/20230713053626/https://www.businessinsider.com/hollywood-streamers-oppose-ftc-proposal-regulation-click-to-cancel-subscription-2023-7
Can’t you just cancel the direct debit with the bank in those instances?
Yeah but in practice that’s a pain in the arse. Ringing your bank is not the thing most people want to be doing while they’re working, especially if they have to be on hold for an hour or more.
Huh, every banking app I use here in the UK has a feature where I can simply cancel direct debits/standing orders through the app.
In fact, the banks will encourage you to do this so they have less people calling/coming into branch.
Most people don’t pay for things with a direct debit from the bank. The standard is for the service to charge your credit card every month. You can call the credit card and stop payment but that is very different from canceling the subscription so most places will keep your account active and tell you that you’ve missed a payment and owe a debt.