US gig workers: If you have auto insurance, check your policy. Look for a " livery" exclusion. Many policies won’t cover you if you’re driving for a Uber/Lyft kind of deal and get in an accident (this exclusion does not apply if going under someone’s liability, usually only first party) . Some also include food delivery in that exclusion as well.
US gig workers: If you have auto insurance, check your policy. Look for a " livery" exclusion. Many policies won’t cover you if you’re driving for a Uber/Lyft kind of deal and get in an accident (this exclusion does not apply if going under someone’s liability, usually only first party) . Some also include food delivery in that exclusion as well.
Many insurances require you to get a commercial policy. Others have a rideshare “rider” for additional coverage while working.