I still remember this guy from Florida in the show of Bill Maher, telling him that global warming was fake, that he could see from his house in Florida that the sea level wasn’t rising. I remember him holding Bill by the arm telling him “trust me, it’s all fake”. Dunno if he was a governor or somethin’. If someone remember the episode, please post it.

What this clown did not understand is that the problem is not the sea level reaching your house, it’s the risk seen by the insurance company. Any climatic event added to a higher sea level and boom, your house is flooded, even if 3 days later the event is gone and the sea isn’t in your house anymore. It will happen every year, become a systemic risk and you won’t be insured anymore. Even if your house is dry 350 days a year and only wet 15 days a year. Even if the sea level is below your house.

It has some similarities to Brexit. During Brexit a lot of british people living in Spain believed that they would not be affected by Brexit and that they would be able to keep living in Spain. Until they received a letter from the government telling them they had to leave.

It’s all virtual until the administrative machine start to walk over you. In their case it’s a letter from the insurance. It’s gonna happen everywhere.

Now that the insurance have lifted the taboo of stopping insuring people for climatic reason you will see more of those action everywhere. The region around the lake Mead (Arizona, Nevada, California) will become really funky in term of war for water.

And of course the fees induced by higher premium of crops insurance will be added to the price of food. Everybody lose.