It’s like saying a bank is vulnerable if you have enough drills and guns

On the contrary. China for example is known for accessing traveler electronics both during customs/immigration checks and in their hotels. Unless the victim carries their key on their person at all times without fault it can be cloned without them knowing.

i have physical access to my own yubikey and can’t make a backup copy. someone else who only temporarily has access to it being able to do so is definitely a vulnerability.

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