If you haven’t heard of it before, it’s a YNAB challenge that has 3 simple rules. For 30 days you:
- Track your spending
- Only buy essentials
- No dining out
I haven’t been able to successfully follow this for 30 days, but I’ve made a lot of progress towards my financial goals in trying! I’m glad I did actual progress too, because I sure felt silly turning down friend dates at the bar and having them offer to pay.
What about you? Have you been able to crush your desires and go a month without going out or buying any fancy coffees?
Is this a challenge for privileged “middle class” people? Anyone who is actually struggling for money lives like this all the time.
It’s an official challenge that’s part of the YNAB blog. I was assuming that most of us from this community were from all different walks of life that may have challenged ourselves to cut back more than usual at some point, given that we all budget. Sorry to hear it isn’t helpful for you personally.
No worries, I just saw this pop up on my feed. Without further context it just seems very removed from reality for most people.