Edit: update I decided on a CD. I may do an index fund in the future. This was a short commitment and easy to understand. Thanks everybody.

  • @PineRune
    link
    13 months ago

    This might make sense for people with six+ figures sitting in a savings account, but the average person today doesn’t have enough cash to think about earning interest on it. For them, paying off a debt now would be cheaper in the long run. For the most part, at least.