• @kitnaht
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    1 day ago

    With a house, since its yours, it’s pretty easy to get a home equity loan and deal with that cost over time.

    Can you equity loan a condo?

    • @grue
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      1 day ago

      With a single-family house, you can also choose to DIY (especially since the scale is typically smaller), or make cost/quality trade-offs without having liability to your neighbors or being beholden to their opinions on what to do.

      • @atempuser23
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        31 day ago

        Weird to say but yeah you can do unpermitted and subpar repairs with more ease on a property you are sole owner of. Harder to pull that off in a multi owner unit.

        • @Alexstarfire
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          119 hours ago

          That’s not what they said at all. You can DIY stuff and still get it approved by the city/county.

          • @Cort
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            015 hours ago

            Yes it is. Grue is talking about quality trade-offs. Literally sub-par work

            • @AA5B
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              13 hours ago

              I own a single family home with a kitchen that needs work. I can choose laminate countertops to save money, even though that is lower quality than is common to the neighborhood.

            • @nomous
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              09 hours ago

              Or cost trade offs, not necessarily sub-par.

              I can do fantastic siding and tile work personally and would be exceptionally hesitant to pay someone to do it. My FIL has done concrete work for 30 years, why would I pay someone to do it?

    • @_bcron
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      51 day ago

      deleted by creator