AnCap here. This was a pretty good read, though I do take issue with your point in workers taking a risk too.

I’ve owned a company, I’ve lost my investment in that company. My family has gone in assistance because I had employees to pay and could not pay myself.

The risk an employee takes when taking a job is the same type of risk that they take when they cross the street. Yes it could go badly.

Morality dictates that those who choose to work for me get paid first. Even if there were no such morality, the law dictates that my employees get paid first (at least in the States).

Your other points are pretty interesting.