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Direct Youtube Link here, for NewPipe users: https://www.youtube.com/watch?v=vwn9tmcisFg
Renting sucks not good butt. What you’ve just put together looks like an argument for someone who works in real estate law, or on behalf of some government institution dealing with property.
Make it make sense for all of us. You wanna know why computers don’t work well enough? I’ll let you know, but I’m sure you don’t wanna.
Make this make sense.
Post links that can teach us, and if you don’t, I’ll send you down the rabbit-hole that is Microsoft support forums.
Owner occupant credit/exemption. If you live in the home, you pay a much lower property tax than if you don’t live in the home.
This is used in Ohio as a “homestead exemption”. Elderly and disabled Ohioans pay a lower tax rate on their primary residence.
It is used in New York as the “STAR Credit”, to push part of the burden of school taxes from families to investors and businesses.
This is used in Montana as a Property Tax Rebate, where taxpayers can get some of their property taxes back on their primary residence. Montana has also been talking about implementing a “second home tax” which would increase the tax burden on properties that aren’t claimed as a primary residence.
A substantially similar program is used in Oakland as the Vacant Property Tax, which punishes landlords who hold property primarily for financial speculation rather than actual use.
These programs all operate in the same way I am describing. The only difference is that I would phase in a radical increase the effective tax on investors/landlords. I would increase the tax on investors and landlords of residential property so much that they find it more lucrative to switch their investment strategy to “lending” rather than “landlording”. Basically, the only rental arrangements that will continue to exist are 2-4 unit residences (where the landlord-owner lives in one of the units) and roommate agreements.
A “land contract” (sometimes called “contract for deed”) is a sort of “rent to own” agreement that is recorded with the county like a deed. For purposes of the tax exemption I am talking about, the occupant is considered an owner rather than a tenant.
A Land Contract is a type of seller-financing that is available to anyone, including the tenant on whom the landlord is already taking a financial risk. That former landlord is now collecting interest on a loan, rather than rent on a property.
Thanks for explaining that, I’d agree with those changes. I’m cool with housing be a commodity, but only if we don’t have homeless people and it’s affordable. We don’t have either.