• @Schal330
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      13 hours ago

      I picture a 36 month interest free loan on a big purchase could be “good” debt.

      I don’t tend to buy things unless I can afford it outright, but sometimes the interest free option is enticing by letting me keep my money accumulating interest in savings each month and slowly paying off that purchase. In doing so it helps my credit rating should I need it in the future for an emergency.