• @[email protected]
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      92 months ago

      I don’t know why you’re getting down voted, I completely agree, student loans shouldn’t be a thing, we should provide education to those who want it for free, like the rest of the civilized world.

    • @[email protected]OP
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      32 months ago

      You are partially right, there should not be student loans. Education should be free for the benefit of society.

    • @ChonkyOwlbear
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      12 months ago

      The government has an economic interest in ensuring we have educated workers.

      • @[email protected]
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        02 months ago

        Government backed student loans are a scheme to indebt eighteen year olds before they start their lives. Not everyone needs to go to college. Trades have a better ROI for the average person nowadays. We’re obsessed with college in the states for some reason.

        • @ChonkyOwlbear
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          12 months ago

          And if they were private loans, they would be different how?

          • @[email protected]
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            2 months ago

            More often than not the loans wouldn’t be granted because there wouldn’t be any collateral and the student could simply declare bankruptcy and get rid of the debt. College would have to be cheaper so people could actually afford it.

            • @ChonkyOwlbear
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              2 months ago

              Except student loans, public or private, cannot be discharged by bankruptcy specifically so people can’t do what you suggest.