I’d like to disclose I’m a non-Florida mortgage lender with lender friends in Florida. It’s starting to really impact interested buyers. When they see the premiums, they run.

There’s some places where buyers can’t find anyone willing to insure. Well, if there’s no homeowner’s insurance, there’s no mortgage loan either.

It’s not looking good and certain areas of California (fire-prone areas) and starting down this same path.

It should be interesting to see what happens to inventory and values over the months and years ahead.