I’m NOT the parent in question. Just a FYI.
And by mental capacity, I mean like not just IQ, but also other mental conditions like depression, ADD/ADHD, etc…
Like the child(ren) has not done anything wrong like crime or misbehave, but simply the parent thinking that giving an inhertance to (in their view) a “mentally disabled” child is a waste and “would just end up in the hands of government”. And they justify it since they think that “the kid can just get disability income anyways”. (Location is USA, for reference)
I personally think this is just very ableist… what do you think? Is it okay for parents to do that?
It’s not ethical or unethical—but your framing makes it inherently from POV of some assholes, so it kinda renders the whole hypothetical moot.
People can allocate their assets as they please. Every situation is unique. In your situation, it sounds like the parents were narcissistic assholes with a disabled child.