I’m NOT the parent in question. Just a FYI.
And by mental capacity, I mean like not just IQ, but also other mental conditions like depression, ADD/ADHD, etc…
Like the child(ren) has not done anything wrong like crime or misbehave, but simply the parent thinking that giving an inhertance to (in their view) a “mentally disabled” child is a waste and “would just end up in the hands of government”. And they justify it since they think that “the kid can just get disability income anyways”. (Location is USA, for reference)
I personally think this is just very ableist… what do you think? Is it okay for parents to do that?
There are some circumstances where it makes sense. If you have a disability in the US, you cannot have money or you’ll lose your benefits
There are ways around this. Special needs trusts are very good tools. Not perfect but a good starting point for protecting a disabled adult while also providing for them.