If it is brand new I don’t think I’m going out on a limb to say you likely purchased it on a credit card.
Many people don’t realize that a ‘standard’ credit card feature is 30-90 day lost/damage/stolen protection. So I would look up your credit card policy and see if it’s there and if you could take advantage of that.
edit: oops wrote year not day lol. Also might as well add in that I’ve used various “cardholder benefits” before. Like the +1 year on warranty, which I used on a Costco laptop once. Costco doubled the 1 year mfg warranty to 2 years, and by buying on my CC I ended up with 3 in total. When the motherboard died 2.5 years in I got a full replacement which obviously ended up being from the newest line and better than what I had!
Not in this context, it’s just that it’s assuming the OP comes from one single country.
The credit card companies charge retailers a small fortune to use their services, which the retailer adds to their prices for the consumer to pick up.
The credit card company then tells the consumer they’ll get cash back on their purchases if they use their credit card, which the consumer has already paid to the retailer to cover the retailer’s card charges
For some kind of Stockholm-syndrome-esque reason, Americans love getting absolutely reamed up the arse for their money at every turn
I don’t know a single person that has a credit card
Thanks for the response! Definitely fair that the OP had the assumption of America-centric or at least credit card specific.
As to the scam, the unfortunate reality is that the price is already higher to account for fees, and it makes no difference if you pay cash or card. So Americans have the choice to either pay cash or pay card with cash back, even if the price is the same.
Also there are better protections in the states for credit card purchases than debit card purchases, so there’s an advantage there as well.
If it is brand new I don’t think I’m going out on a limb to say you likely purchased it on a credit card.
Many people don’t realize that a ‘standard’ credit card feature is 30-90 day lost/damage/stolen protection. So I would look up your credit card policy and see if it’s there and if you could take advantage of that.
edit: oops wrote year not day lol. Also might as well add in that I’ve used various “cardholder benefits” before. Like the +1 year on warranty, which I used on a Costco laptop once. Costco doubled the 1 year mfg warranty to 2 years, and by buying on my CC I ended up with 3 in total. When the motherboard died 2.5 years in I got a full replacement which obviously ended up being from the newest line and better than what I had!
I’m going out on a limb to say the vast, vast, vast majority of people didn’t fall for the credit card scam that Americans fell for.
I’m curious about what you mean by credit card scam, in this context. Care to elaborate?
Troll. That’s the explanation.
Not in this context, it’s just that it’s assuming the OP comes from one single country.
The credit card companies charge retailers a small fortune to use their services, which the retailer adds to their prices for the consumer to pick up.
The credit card company then tells the consumer they’ll get cash back on their purchases if they use their credit card, which the consumer has already paid to the retailer to cover the retailer’s card charges
For some kind of Stockholm-syndrome-esque reason, Americans love getting absolutely reamed up the arse for their money at every turn
I don’t know a single person that has a credit card
Thanks for the response! Definitely fair that the OP had the assumption of America-centric or at least credit card specific.
As to the scam, the unfortunate reality is that the price is already higher to account for fees, and it makes no difference if you pay cash or card. So Americans have the choice to either pay cash or pay card with cash back, even if the price is the same. Also there are better protections in the states for credit card purchases than debit card purchases, so there’s an advantage there as well.