Any advice you’ve ever heard or given. I linked a great video that I think would be my answer, combined with the “stop caring what other people think about you” and “comparison is the thief of joy” comments below. Just do stuff that you wanna do, don’t compare and don’t care what others say. It’s awesome advice.
Absolutely a good way to go as well, especially if you drop that cash in fee-free index funds (Vanguard’s a good way to go) or an ETF like VTI. This is absolutely the best way to go if you’re an undisciplined investor, lack patience, or just want to set it, forget it, and watch your growth over time.
I just think it’s also useful to have cash on the side so you can take advantage of crashes. You only get a handful of them in a lifetime and they are 100% the best opportunity to buy. I paid off my student loans with profits I made grabbing oil stocks in March 2020 for pennies on the dollar.