AFAIK, you still run into the same problems with depositing a physical check though; I’ve never seen a website for a bank that allowed you to deposit a check using a photo of the check (although I did have a huge problem with Circle failing to allow me to create an account; turn out that it couldn’t even progress without a web camera installed, but also didn’t say that’s why it was failing).
Get a different bank? One with no locations preferably.
AFAIK, you still run into the same problems with depositing a physical check though; I’ve never seen a website for a bank that allowed you to deposit a check using a photo of the check (although I did have a huge problem with Circle failing to allow me to create an account; turn out that it couldn’t even progress without a web camera installed, but also didn’t say that’s why it was failing).