• @[email protected]
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    45 days ago

    Schufa basically blackmails you into giving you their data: Not giving them access to ALL your data WILL result in the lowest possible score for your business, which has huge implications in regards to any credit.

    • @[email protected]
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      05 days ago

      No, they don’t. Businesses just send their negative data to the Schufa.

      I worked in that area for years, and unless you’re actively trying to tank your score, the Schufa is almost useless for all sides, and maybe businesses only use them to filter the really bad cases.

      • @[email protected]
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        5 days ago

        You have not read my comment at all, have you? Not giving them your business data reaults in the lowest score. That’s blackmail.

          • @[email protected]
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            5 days ago

            My brother in law has a business. That’s how I know this. But you’re just disagreeing out of principle, so you’re immune to facts. Do go on and talk out of your ass and be the ignorant person you strive to be.

            • @[email protected]
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              15 days ago

              My brother in law has a business

              …and you don’t see how that’s exactly what I wrote above? It’s a business, not a person. That’s a difference. Data protection does not refer to businesses.

              Do go on and talk out of your ass and be the ignorant person you strive to be.

              Again, I worked in the industry. I know how it works. But sure, 5 years in the engine room of risk management is obviously less informative than having a brother in law!

              • @[email protected]
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                5 days ago

                Sure, it’s totally OK that a business like SchuFa has your data and if you happen to have a business it’s totally ok for them to blackmail you. It’s also totally ok that they don’t notify you if any business reports something negative to them about you. Schufa is totally ok and not shitty and predatory at all.

                • @[email protected]
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                  05 days ago

                  Again, it’s a business. Not a person.

                  Have you ever heard about the concept of a Handelsregister? Every business with address, owner, and financial statements is publicly available. For a person that would be atrocious, for a business, it’s standard practice.

                  Seriously, do you really think a business and a person are the same?

                  • @[email protected]
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                    4 days ago

                    No I do not. A company can tell Schufa something bad about any private person. Without their knowledge.