You don’t have to use a bank at all, you opt for a credit union or a host of other options.
As someone who’s banked with a credit union before: we still just call it the bank and they have all the same issues normal banks do with shitty tech support
If someone wants the ability to bank in person at all then it can be incredibly difficult if not impossible to find a bank that doesn’t have shit IT
You get more freedom with online only banks (what I use now) but those also come with tradeoffs like cash being much more annoying to use
I’m not saying its easy or convenient but users here love to complain about issues while being complicit. I just find that annoying.
My main bank is sunsetting allowing users to have a hardware token (they only offer it to users without a smart phone now) and is forcing users to either use a proprietary token app or SMS. Did I just accept that? No. I made my voice heard and got an exception made and now I use a hardware token as my 2FA.
People need to realize, privacy requires some personal responsibility. Complaining on Lemmy isn’t enough.
A bank is a choice. You can always choose a different bank.
Obviously it doesnt bother you that much if your willing to stick with that bank.
You don’t know what the fuck you’re talking about; a real Dunning Kruger.
There are many places where every bank uses SMS for 2FA…
Relax homie don’t pop a blood vessel. I know it can be frustrating to realize you have to take some personal responsibility for your privacy.
You don’t have to use a bank at all, you opt for a credit union or a host of other options.
The irony in you invoking the dunning-kruger effect when all you have probably done is read the wiki page gave me a chuckle.
As someone who’s banked with a credit union before: we still just call it the bank and they have all the same issues normal banks do with shitty tech support
If someone wants the ability to bank in person at all then it can be incredibly difficult if not impossible to find a bank that doesn’t have shit IT
You get more freedom with online only banks (what I use now) but those also come with tradeoffs like cash being much more annoying to use
I’m not saying its easy or convenient but users here love to complain about issues while being complicit. I just find that annoying.
My main bank is sunsetting allowing users to have a hardware token (they only offer it to users without a smart phone now) and is forcing users to either use a proprietary token app or SMS. Did I just accept that? No. I made my voice heard and got an exception made and now I use a hardware token as my 2FA.
People need to realize, privacy requires some personal responsibility. Complaining on Lemmy isn’t enough.