Just one month into the year, the city already has run through well over half of the $82 million that Mayor Brandon Johnson set aside for 2025 to cover police misconduct settlements and judgments. And more than 220 lawsuits are still pending for just three ex-cops.
The fundamental idea behind insurance for police is that they bear the financial cost for being shitty people to the point where they can’t afford to be shitty cops. However, that isn’t how professional insurance works.
In any organization with professional insurance, it is usually the company that hires the individual which bears the cost of insurance, since the company has a lot of control over the individual. There are usually additional requirements for the companies vending professional services to have senior leadership be licensed professionals. Cops in police departments fit that framework.
If you want cops to get fired for insurance risk, that means privatized police forces who have to bid on police contracts. That’s the fucking premise to RoboCop.
They wouldn’t be fired for premiums. They would be fired for cause.
They should be fired for cause now.
The fundamental idea behind insurance for police is that they bear the financial cost for being shitty people to the point where they can’t afford to be shitty cops. However, that isn’t how professional insurance works.
In any organization with professional insurance, it is usually the company that hires the individual which bears the cost of insurance, since the company has a lot of control over the individual. There are usually additional requirements for the companies vending professional services to have senior leadership be licensed professionals. Cops in police departments fit that framework.
If you want cops to get fired for insurance risk, that means privatized police forces who have to bid on police contracts. That’s the fucking premise to RoboCop.