You’re still throwing money in the bin. Mortgage repayments are often less than rent because the people renting are trying to cover their mortgage payments and then some. Why pay for someone else to buy a house if you have the ability to do otherwise?
How much will you have paid in constantly-rising rent over those 20 years with no return on investment?
There is money invested elsewhere than the home. Usually mutual funds, I believe, with different problems: https://lemmy.world/post/25608765
You’re still throwing money in the bin. Mortgage repayments are often less than rent because the people renting are trying to cover their mortgage payments and then some. Why pay for someone else to buy a house if you have the ability to do otherwise?