One of the biggest factors in figuring out when early retirement is possible for me is the uncertainty of health care. I’ve looked into ACA plans, tried to estimate how much things will cost when life is healthy and when it isn’t, and considered alternative scenarios, but haven’t made myself comfortable, yet, with my options. What are you considering before you qualify for Medicare?

• ACA and other commercial plans?
• Spouse/partner not retiring early?
• Participate in a country with universal/national healthcare?