Americans’ credit card debt levels have just notched a new, but undesirable, milestone: For the first time ever, they’ve surpassed $1 trillion, according to data released Tuesday by the Federal Reserve Bank of New York.

    • @[email protected]
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      fedilink
      51 year ago

      Ally is at 4.25% straight up saving account Vanguard Treasury Money Market VUXSS is at 5.15% right now.

      There are a few online only banks that are above 5% also.

    • @eek2121
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      31 year ago

      Fidelity has a number of funds around 5%. A fidelity brokerage account auto invests in SPAXX, which is 4.96%. SPRXX is 5.02%. These accounts are insured, and the cash is completely liquid, a debit card tied to this account works normally, for example.

    • snooggums
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      fedilink
      11 year ago

      When you already have a bunch of money you get higher rewards and pay lower interest so your money flows through their balance sheets.

      • @eek2121
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        31 year ago

        You don’t pay amy interest if you pay in full within 30 days of the statement date.