I wasn’t sure where to ask this, so please feel free to direct me to a different community if there’s a good one for this question.
Are there any US banks that allow their clients programmatic access to their own data? As far as I’m aware, that’s not really a thing in the US, but I might be willing to switch banks if there are any that provide access.
Mint uses an OAuth token (I think through Plaid). This is not the same thing as sharing a username/password, and is authorized by your bank, since they provide the OAuth flow; otherwise OAuth wouldn’t work in the first place.
Fyi plaid does screen scraping to get a lot of their data. At least they did 6 years ago or so when I worked in the sector