You can haggle with them. Save up a few k and then call them offering to pay a lump sum to settle the debt. A few years ago I broke my wrist and ended up with a 16k bill. I got 3k together, called them, told them I’m poor AF, that they could take the 3k or nothing. They took the 3k.
Similar story back when I didn’t have insurance for a bit. In my case the hospital billing actively offered a settlement when I called and asked about options.
You can haggle with them. Save up a few k and then call them offering to pay a lump sum to settle the debt. A few years ago I broke my wrist and ended up with a 16k bill. I got 3k together, called them, told them I’m poor AF, that they could take the 3k or nothing. They took the 3k.
There’s a horror in having to haggle for the price of your healthcare whilst in the hospital.
Similar story back when I didn’t have insurance for a bit. In my case the hospital billing actively offered a settlement when I called and asked about options.