If you don’t plan to take out any new lines of credit in the near future, then it is probably a wise choice to freeze your credit with all three credit agencies. It will take about 30 minutes, but there are no downsides other than being a minor inconvenience to unfreeze later when you want a new line of credit.
If you don’t plan to take out any new lines of credit in the near future, then it is probably a wise choice to freeze your credit with all three credit agencies. It will take about 30 minutes, but there are no downsides other than being a minor inconvenience to unfreeze later when you want a new line of credit.