I’m mostly thinking about insurance here. I’ve been told conflicting information. I live in Florida.

I live with someone who has a driver’s license and a car, but I don’t have either. I’ve avoided getting one because I have no interest in car ownership, and I feel like if I started driving regularly I’d probably die - I have driven before but I really don’t think it’s something I’d ever get good at.

It’s undeniable that having one would be convenient though - for rare occasions like emergencies at a minimum but also other scenarios.

I know almost nothing about how this stuff works. If I get a license, am I required to acquire and pay for insurance, even if I don’t own a car or regularly drive? Or will the person I live with have to pay more for their insurance? Are there any other costs or downsides associated with it that I might not be thinking of?

Thanks.

  • @kava
    13•1 year ago

    Person you live with may have to pay more or exclude you from their policy depending on your driving history (for example if you have a past DUI)

    But no, you can get a license and not own a car and you don’t have to pay insurance or anything like that. You do have to pay to renew your license every X amount of years (I think it’s like 10 years depending on your immigration status) and that costs like $45 or something trivial like that.

    I recommend getting a license. Employers may look at you funny if you can’t provide a driver’s license when doing the initial background check. Of course if you live in downtown Miami you might not need a car so it’s different.

    But generally speaking most of Florida you need a car to get around.