Why YSK: Some banks have no minimum age for authorized users, and report credit usage for them. If you have a credit card you don’t use much, you can add your kids as authorized users, set up a reoccurring payment from the card and an automatic payment to the card, and then forget about it. Your kid could become an adult with an already-maxed credit score.

  • @MiddleWeigh
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    31 year ago

    Great advice…that my parents didn’t know. My credit score is literally absolute shit. F em. I’m done. I’m not a desperate man anymore.