Credit and loans. People often vilify it as one trying to live beyond one’s means. Or wag daw uutang when you can’t pay for it on the next bill date.

Yes, you accrue interest if you don’t - and so? When it gets to a certain point, they’ll take on a loss and cut a deal just so you pay it. Lmao.

With the way they hype it, akala mo naman makukulong ka or get blacklisted or that you’re one of the worst human beings in the world.

Asbestos and Mercury. Working with them on a daily basis can be harmful. Having contact once is irrelevant. Not really “safe”, more like driving without seatbelt. Just not as dangerous as people think.