Was just thinking that there should be doctor clubs, where a bunch of people pool their money to hire a dedicated general physician. Or to have a shared tailor, or group cafeteria, or whatever.
The ratio of people covered to specialists would probably determine whether it’s feasible. You’d want the specialist to still get paid a healthy (and guaranteed) salary and to have a more satisfying relationship with customers. And the members of the club to get better service / product than they would otherwise with middlemen taking a cut.
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If you are arguing that we have a lot of folks living in poverty and their taxes might increase a bit I believe that is a bad faith argument.
If you get health insurance through your employer like most Americans then the employer paid parts will also disappear… but folks are so uninformed that they can’t see it
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It’s bad faith to lie about total costs. Period. Our current system leaves tens of millions uninsured (most especially children, and many more millions underinsured.
United States is a third world country when it comes to health care for the poor.
Total cost will go down unless you pay basically nothing for health insurance.
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You said you pay 100$ per month for a 250$ deductible. My employer pays 500 per month for a 1500 deductible and I know I have one of the best plans
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Neither of us would have copay or deductible if we actually had to use our insurance
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I don’t pay anything. I could have the one hundred per month plan and have the 250$ deductible as well or similar etc, but then my employer would be paying like 600-800 per month I believe so yours is actually more expensive as far as the whole system is concerned.
I doubt you get much of anything for 100$ a month; I have a free plan at work but my employer pays way more than 100 a month for that one… which is a high deductible plan
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I’m sorry but you’re lying. Or leaving something out.
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Maybe if you’re on Medicare or you are ina blue state and you are one welfare and completely broke… but that doesn’t add up. You may be forgetting your employer contributions