Yeah. The only reason I asked about home vs enterprise was to see which advice would be more useful. Enterprise gives you more control to turn things off at the system level. I agree. It is nuts.

Damn. With enterprise you can go into the command line and just turn off all the stuff including Cortana. With home things are a lot harder. Someone else in the comments talked about disabling a bunch of stuff and that may be your best bet.

You might try this. https://www.howtogeek.com/269331/how-to-disable-all-of-windows-10s-built-in-advertising/